Business & Finance
OpenBudget
Last updated 2026-08-30 · benchmark measured 2026-11-08 — deterministic & reproducible
Personal finance tool that connects bank accounts to AI assistants and spreadsheets.
OpenBudget at a glance
OpenBudget connects US bank and investment accounts to AI assistants like Claude and ChatGPT and syncs categorized transactions to Google Sheets or Excel, for people who want to ask plain-language questions about their money instead of exporting CSVs.
Good for
- Asking an AI assistant questions about spending, balances, and investments in plain language
- Keeping a Google Sheets or Excel budget spreadsheet updated automatically without manual CSV exports
- Tracking cards, loans, and investment accounts such as brokerage or retirement accounts in one place
Pricing
Base: $5/mo or $60/yr (up to 10 institutions). Investor: $8.25/mo or $99/yr (up to 15 institutions). 7-day free trial.
Questions people ask
How does OpenBudget connect to my bank?
It uses Plaid to securely connect over 10,000 banks and cards; your credentials stay with Plaid and are never stored on OpenBudget's servers.
Which AI assistants and spreadsheets does OpenBudget work with?
It works with Claude and ChatGPT for asking questions about your money, and syncs categorized transactions to Google Sheets or Excel.
What's the difference between the Base and Investor plans?
Base ($5/month) covers up to 10 institutions with AI access, categorization, and spreadsheet sync; Investor ($8.25/month) covers up to 15 institutions and adds brokerage and retirement account tracking.
Is there a free trial?
Yes, there is a 7-day free trial; you'll be emailed before it ends, and your subscription begins on day 7 unless you cancel.
Can I use OpenBudget outside the United States?
No, the service is limited to United States banking institutions only.
Written by Legit.Show from openbudget.sh on 2026-09-30. It does not change the score.
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To cite this score: legit.show/s/openbudget-sh/2026-11-08. That address never changes; this page moves with every re-measure.
Legit.Show scored OpenBudget 96/100 on 2026-11-08, measured across all 7 frames from its public surface. legit.show/s/openbudget-sh/2026-11-08
Is OpenBudget production-ready?
Legit.Show scores OpenBudget 96 out of 100 — the simple average of its 7 measured frames. Legit.Show ran its deterministic 7-Frame production-readiness benchmark on OpenBudget (public-surface assessment), measured from the public surface with no LLM in the scoring path. Its strongest frame is Accessibility; its weakest is Performance. Every frame it averages is published with its evidence on the Legit.Show listing.
The 7 Frames
- Performance — 77/100
- Accessibility — 100/100
- Security — 100/100How this compares across the catalogue: The Web Security Baseline
- Privacy — 100/100How this compares across the catalogue: The Privacy Gap
- Reliability — 100/100
- Standards — 97/100
- Discoverability — 100/100
What we measured
- Security headers present: CSP, HSTS, X-Frame-Options, X-Content-Type-Options, Referrer-Policy.
- Served over HTTPS with a valid certificate.
- Real Lighthouse performance run — 426 ms to first byte.
- Returns a proper 404 for unknown routes.
- 3 of 3 sampled routes reachable.
- Has a reachable privacy policy.
- Sets cookies / loads scripts with no consent prompt.
- Discoverable: structured data, sitemap, OpenGraph image, canonical URL.
Who it's for
Personal finance users · AI chatbot users · Investors · Spreadsheet managers · Budget-conscious individuals
Pricing
$5/month (Base) or $8.25/month (Investor); 7-day free trial
Sources and updates
- Description
- Taken from openbudget.sh's own website on 2026-08-30.
- Operator
- Liftify LLC, as named in openbudget.sh's terms, privacy page or footer.
- Benchmark
- Measured by Legit.Show from the live site, the way any visitor sees it — with no access to its code or accounts. Same method for every product, and no AI decides the score. Last checked 2026-11-08.
Put together from public information, without OpenBudget's involvement. If anything here is wrong, tell us and a person will check it.
Visit OpenBudget → · Alternatives to OpenBudget → · How this was measured →
