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Productivity

Lumi

Last updated 2026-08-29 · benchmark measured 2026-08-29 — deterministic & reproducible

Lumi is a privacy-first, AI-powered expense tracker for iPhone.

80/100
Top 42% of 11,664 measured · #34 of 62 in personal finance app
Legit Benchmark — the simple average of 7 measured frames. Frames we could not measure are left out of the average, never counted as zero. Every frame is shown below with its evidence.
Checked 2026-08-29 · scores move as sites change

Is Lumi production-ready?

Legit.Show scores Lumi 80 out of 100 — the simple average of its 7 measured frames. Legit.Show ran its deterministic 7-Frame production-readiness benchmark on Lumi (public-surface assessment), measured from the public surface with no LLM in the scoring path. Its strongest frame is Reliability; its weakest is Security. Every frame it averages is published with its evidence on the Legit.Show listing.

The 7 Frames

What we measured

Who it's for

Frequent travelers · Privacy-conscious users · People who hate manual budgeting · Digital nomads · Couples managing finances together

Pricing

Free (10 AI scans/month, 2 budgets, basic analytics) / $4.99/mo Premium (unlimited scans, budgets, full multi-currency, advanced analytics)

Visit Lumi → · Alternatives to Lumi → · How this was measured →

See how Lumi ranks among tested personal finance app products →

Other tested personal finance app products